PURCHASE OPTIMIZATION
Architected for the best decision, every time.
Stop trading revenue for risk, or risk for revenue. Get both right, every time.
THE SIGNIFYD NETWORK
Trusted by the leading merchants and financial institutions
THE PROBLEM
It's never been harder to tell a good order from a bad one.
A good customer flagged as risky, a synthetic identity that sails through, an AI agent mistaken for a bot — every missed call costs you somewhere, just not always where you're looking.
- (01)
Revenue you never see leaving
Every fraud model is tuned to minimize what it approves, not what it declines. Good customers get turned away, and that lost revenue never appears on a P&L.
- (02)
Fraud that looks legitimate
AI-generated synthetic identities and stolen credentials pass checks built for a simpler era. Rules written last quarter are already behind the threat that's hitting you today.
- (03)
Agentic orders your stack wasn't built for
AI agents are already buying on your customers' behalf. Most fraud tools lack sophistication to tell the difference, so they decline them as bots.
HOW IT WORKS
Know which orders to trust.
Approve accordingly.
Signifyd resolves identity and intent on every order in milliseconds, then backs the decision with a financial guarantee. Approving more doesn't have to mean risking more.
Identity and intent, not just signals
We don't just check whether a transaction matches a rule. We resolve who's behind it and why they're buying, so legitimate orders get approved with confidence instead of caution.
Network intelligence at machine speed
Every decision draws on patterns across thousands of merchants and hundreds of millions of identities. That's visibility you can't build on your own, delivered in milliseconds.
A guarantee behind every approval
When Signifyd approves an order, we back it. If it turns out to be fraud, we cover the chargeback, so the liability stays with us, not you.
Purchase decisions configured for how you operate.
Whether you want full chargeback protection, fraud coverage alone, improved bank authorization rates, or help recovering disputes already lost, Purchase Optimization flexes to match your needs.
Guaranteed Fraud Protection
Approve more transactions and grow revenue without risk of fraud chargebacks.
Complete Chargeback Protection
Total freedom from all chargebacks, guaranteed.
Authorization Rate Optimization
Leverage issuer integrations to drive higher bank authorization rates and capture more revenue.
The right decision changes everything.
See how businesses turn better decisions into stronger growth, safer customers, and measurable results.
Fraudsters know you are looking for specific behaviors, and what they do is increasingly resemble legitimate clients. If you only know what a shopper does within your business, you are missing a part of the movie. To see the full movie, machine learning tools and agile providers like Signifyd, and above all a great team monitoring this data, are key.
Signifyd really helps to create trust in the business, not only from a consumer perspective but also internally. It's a reliable source where you no longer need to be concerned about chargebacks or payment refusals.
Our partnership with Signifyd has been the catalyst for change for our overall customer experience. The results we've seen across approvals and chargeback reduction have been nothing short of extraordinary.
THE SIGNIFYD GUARANTEE
Every decision clear.
Every outcome guaranteed.
We back every decision with a financial guarantee, because 15 years of data and refinement means we're confident enough to stake money on it. When Signifyd approves an order, you can act on it. If we're wrong, we cover it.