Payment SCA: PSD2 Strong Customer Authentication
Simplify the complexity of authentication under psd2’s strong customer authentication requirement and provide the smoothest path to purchase for your customers.
Protect your revenue from conversion‑impacting disruptions caused by payment SCA
Signifyd’s payment SCA optimization solution allows merchants to take back their checkout experience and regain control of how and when their customers are authenticated. Don’t let PSD2’s Strong Customer Authentication requirement get in the way of positive customer experiences.
How SCA can impact your business
While SCA successfully works to deter fraudulent transactions from coming through, it also has a tendency to deter good shoppers as well. The act of multi-factor authentication takes power away from the merchant and inserts significant friction into the checkout process by requiring customers to complete inconvenient “challenges.” Instead of jumping through these authentication hoops, customers often abandon their purchases altogether, resulting in lost revenue and customer loyalty down the line for the merchant.
What are the consequences for non‑compliance?
Succeeding in a global market means keeping up with ever‑changing local regulations and tailoring experiences to satisfy a wide variety of customer expectations. Signifyd products were designed to remove the challenges of compliance with PSD2 Strong Customer Authentication in a single solution, no matter where you sell.
Exemptions to strong customer authentication
Not all transactions are required to undergo SCA authentication. Reduce checkout friction and create a seamless experience for your customers by identifying which transactions fall within the scope of SCA and which meet the right criteria to be exempt – all in real‑time.
Perform payment SCA seamlessly when required
Authenticate transactions in the least disruptive way possible.
Data is effortlessly collected from shoppers’ supported devices through industry‑leading FIDO Alliance protocols to perform multi‑factor authentication.
Signifyd’s solution leverages 3D Secure version 2.2 – the most customer- and mobile‑friendly version.
Obtain Signifyd’s 100% guarantee on every approved transaction
A frictionless experience doesn’t need to come with added risk. Signifyd includes a 100% financial guarantee on every exempt and out-of-scope transaction approved. Take control of your revenue with Signifyd’s chargeback management and fraud management today. Find out how to recover revenue and boost your business.
Read more about Strong Customer Authentication
Leading brands choose Signifyd to protect the customer experience
“Signifyd has become a key piece of our competitive advantage. When other companies are losing customers to bad CX and friction in the checkout process, we gain market share.
The best part is, by achieving significant process innovations with Signifyd, we are able to pass benefits directly on to our customers. We can give our customers the best sleep experience at the best price – and that keeps them coming back for more.”
Head of UK & Ireland
Emma – The Sleep Company
Ready to learn more?
Schedule a consultation to learn more about how Signifyd can help your business