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How to lower chargebacks: Give customers what they need

Chargebacks. Just the word can send shivers down a business owner’s spine. They’re costly, time-consuming and can damage your reputation. While some chargebacks are unavoidable, a significant portion stems from customer dissatisfaction with their purchase — often due to unmet expectations regarding size, fit or product suitability.

The good news? You have a powerful weapon in your arsenal to combat these issues: return information, the ability to display apparel on diverse body types and detailed sizing guides. By strategically leveraging these resources, you can empower your customers to make informed decisions, leading to happier shoppers and fewer chargebacks.

The root of the problem: unmet expectations

Think about it. A customer orders a dress online, excited by the beautiful photos. But when it arrives, it’s too small. Frustrated and feeling misled, they might initiate a chargeback instead of going through the return process. Similarly, someone might buy a piece of furniture that looks perfect in a lifestyle shot but doesn’t fit their space. These scenarios often boil down to a lack of sufficient information before the purchase.

Your solution: empower customers with knowledge

By proactively providing detailed information, you can bridge the gap between expectation and reality, significantly reducing the likelihood of disappointment and subsequent chargebacks. Here’s how:

  1. Make your return policy crystal clear and accessible:

  • Easy to find: Don’t bury your return policy in the fine print. Make it prominent on product pages, in the footer of your website and during the checkout process.
  • Concise and understandable language: Avoid jargon and legal complexities. Use plain language that clearly outlines the conditions for returns, the timeframe and the process. You want people to use your return process. If it’s ambiguous or overly complicated, then the customer will likely revert to the safety net of filing a chargeback, something most banks allow you to do with a few clicks of your mouse.
  • Proactive communication: Include return information in order confirmation emails and packing slips.
  1. Leverage models and lifestyle imagery effectively:

  • Multiple angles and context: Showcase your products from various angles and in real-life settings. This helps customers visualize the size, scale and how the product might look in their own spaces and lives.
  • Diverse models: If you sell clothing, feature models of different body types and sizes to give a more realistic representation of how the garments might fit.
  • Zoom functionality: Allow customers to zoom in on product details to examine texture, stitching and other important features.
  • Videos: Short product videos can demonstrate functionality, movement (for clothing), and overall feel, providing a much richer understanding than static images alone.
  1. Implement comprehensive and accurate sizing guides:

  • Detailed measurements: Provide specific measurements for each size (e.g., bust, waist, hips, inseam). Avoid generic “small,” “medium” and “large” without corresponding measurement reference numbers.
  • International size conversions: If you sell internationally, include clear size conversions for different regions.
  • Fit notes: Include information about the garment’s fit (e.g., “runs small,” “relaxed fit,” “true to size”). Leverage return information for this.
  • Interactive sizing tools: Explore interactive tools that allow customers to input their measurements and receive a recommended size.
  1. Encourage and use customer reviews and Q&A:

  • Real-world feedback: Customer reviews provide invaluable insights into product fit, quality, and overall satisfaction. Encourage customers to leave detailed reviews, including their size and fit experience.
  • Address questions promptly: Implement a robust Q&A section on your product pages and respond to customer inquiries quickly and thoroughly. This can preemptively address concerns about sizing or product suitability.
  1. Offer excellent customer support:

  • Easy contact options: Make it easy for customers to reach your support team via email, phone or live chat.
  • Knowledgeable and empathetic agents: Train your support team to answer questions about sizing, fit and product details accurately and empathetically.

The bottom line: invest in information, reap the rewards

Investing in clear return policies, high-quality visuals, detailed sizing guides and responsive customer support might seem like an upfront cost. However, the long-term benefits in terms of reduced chargebacks, increased customer satisfaction and a stronger brand reputation far outweigh the initial investment.

By empowering your customers with the information they need to make confident purchase decisions, you’re not just preventing chargebacks – you’re building trust, fostering loyalty and creating a more positive shopping experience for everyone. So, take a close look at your current practices and identify areas where you can provide more clarity and guidance. Your bottom line will thank you for it.

Photo by Getty Images


Want to improve your customer experience and reduce chargebacks? Let’s talk.

Dave McAuley

Dave McAuley

Dave is a chargebacks manager with a decade of experience in the fraud and chargeback landscape, including six years specializing in chargeback recoveries at Signifyd.